Avtar is a non-deposit taking NBFC providing SME lending in India. The company’s core product is flexible and timely credit delivered over a seamless experience. Avtar leverages technology to deliver financial products to businesses and individuals across the country. Through its proprietary digital loan underwriting and origination expertise, it aims to deliver financing solutions to vast sections of the economy traditionally underserved by large financial institutions.

Avtar uses technology and analytics tools, analysing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately. These loans are approved through a combination of an online/offline process which helps in speeding up the financial vehicle delivery. Avtar also allows several customisations to its financial products that aid to make them ideal for competitive business environments in the present times.